Spend management software for multi-entity groups
Fyorin spend management software puts limits, rules and approvals on each company card for finance leads at multi-entity groups with a UK presence. Real-time limits, merchant, geography and time-window controls, and approvals by value and entity all apply before money moves.
- 5 to 10 day onboarding
- No lengthy IT project
- ISO/IEC 27001:2022 certified
Spend management for group CFOs and controllers
Fyorin spend management puts the policy on each card, so the limits and rules finance leads set apply the moment someone pays.
Without card-level controls, spend policy runs through bank cards opened entity by entity, neobank cards with capped limits, or personal cards claimed back later. The limit lives in a spreadsheet, the policy lives in a PDF, and finance finds out what was bought when the statement arrives.
Every Fyorin card carries its own real-time limit and its own rules about where and when it works. Finance sets them once and stops policing spend by email.
Real-time card limits from €5,000 to over €200,000
A limit on every card, and a funding mode that suits the job.
Default card limits start at €5,000 and can go over €200,000, card by card. Each card also runs as prepaid, with the balance guaranteed to the card, or as debit, with a limit set on the card that draws on the balance of the linked account. A subscriptions card and a travel card can run differently on the same programme.
How do card controls stop spend before it happens?
Each card checks every payment against its merchant, geography and time-window rules, so it only works for the purpose it was issued for.
- Merchant
- Keep a software card to software vendors, and an advertising card to the ad platforms your team buys from.
- Geography
- Limit where a card can be used, for example to the UK and the countries your team visits for work.
- Time window
- Set the hours or dates a card is active. A trade show card can work for the days of the event and no others.
Receipts count as a control too. A card with a missing receipt can be blocked instantly, so the evidence is in place before the cost reaches the books.
Spend approvals by value, by entity and on mobile
Approval permissions follow amounts and entities, and approvers sign off on mobile. Value-based thresholds send larger requests to a senior approver, and cross-entity permissions send a cost in one subsidiary to the person responsible for it.
- Value-based approval permissions
- Cross-entity approval permissions
- Multi-level user permissions that define who can do what
- Mobile approval, so sign-off does not wait for a desk
- No per-entity ERP licence needed for approvers
Set up limits and approvals for your own group in a demo.
Book a demoHow does spend management work across entities?
Fyorin recharges each cost to the right entity the moment it is submitted, using the VAT, entity and country mapping you set once, and posts it to your ERP. Card transactions post and reconcile through a native two-way sync with NetSuite, Microsoft Dynamics, Sage, Xero, QuickBooks, Zoho, Odoo and Acumatica.
Procurement and PO approval stay in your ERP, and Fyorin picks up once a payment is ready to move. The same claims and approvals run across Fyorin expense management software.
Reports without the spreadsheet
- Scheduled reports sent to your inbox
- Pre-built reports to start from
- An API connection to your BI tools
- A balance report across accounts and companies
Company cards that keep working when people leave
Fyorin cards belong to the business, so they keep working when the cardholder leaves. When someone changes role, revoke or reissue their access instantly. When someone leaves, there is nothing to reissue.
They are Mastercard Commercial Debit cards, virtual and physical, issued in GBP, EUR and USD in under a minute, where banks typically take two weeks. Virtual cards cost nothing to issue or use.
Card issuance cut from 2 weeks to under 1 minute
“Fyorin has helped us save plenty of time through the use of virtual cards - an easy way to manage company spend - whilst also allowing us to empower our people and speed up the approval process. Highly recommended if you're looking for a simple solution to everyday finances.”
Spend management questions
Straight answers on cards, ERP sync, onboarding and regulation.
Book a demoWhat is spend management software?
Spend management software controls company spending with limits, rules and approvals before money moves. Fyorin applies those controls on each card and posts the result to your ERP.
What limits can I set on a Fyorin card?
Each card has its own real-time spending limit. Default limits start at €5,000 and can go over €200,000, and you can control spend by merchant, geography or time window.
Can I control spend across several entities?
Yes. Approval permissions can be value-based and cross-entity, and costs are recharged to the right entity as soon as they are submitted.
What happens to a card when someone changes role or leaves?
Cards belong to the business, so they outlive the employee. You can revoke or reissue access instantly when a role changes, with nothing to reissue when someone leaves.
Are these credit cards?
No. Fyorin cards are Mastercard Commercial Debit cards. Each one runs as prepaid, with the balance guaranteed to the card, or as debit, with a limit set on the card that draws on the balance of the linked account.
Expense management software for employees and travel
Book a demo of Fyorin spend management
Real-time limits, rules on every card and approvals that match your structure. Book a demo to see spend management on your own entities.
- ISO/IEC 27001:2022 certified
- Fyorin does not hold client funds
How to start with Fyorin
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1
A demo on your entities and ERP
See claims, approvals and recharging set up the way your group runs.
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2
Start with one module
Add cards, accounts, payables or receivables later under the same login.
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3
Cards issued in under a minute
Virtual and physical Mastercard Commercial Debit cards in GBP, EUR and USD.